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Nothing Special

July 16th, 2011 at 08:41 am

The last couple of days has been okay. Lets see. We got my son's high school enrollment stuff. He got the classes he wanted which was great but now we have to come up with $165 just to start for the classes. We get to pay for the privilege of taking the class as well as any of the supplies needed. They must be preparing for getting hosed at colleges on expenses. oh well. We also found out his health insurance premium is going up $50 a month. He is on his own plan because it is a hell of a lot cheaper. To put him on my wife's policy we would actually have to PAY her company each month for the privilege of health insurance. Luckily the insurance we figured was going to go up so we budgeted for it.

The bank found out we filed bankruptcy (we knew they would) and so they closed her zero balance credit card (we knew they would do that to) but it sucks they took all the points she had earned including bonus points. Oh well. We only wanted it so if we had to rent a car or something then we could without getting screwed on a bank hold. The attorney said they may or may not close it. Up to the bank.

I am going to try and start saving for an emergency fund. I don't know whether to open an account at someplace like ING or do the local credit union. I'm thinking it would be just a savings account. However, eventually I would like to open a medical savings plan, (maybe put a checking account with it) since we keep getting surprised by medical crap. So I'm leaning towards the credit union. Maybe I'll post the idea in the forum and see what they say. Before you ask our current banks is one of those that require a minimum each month in savings or they charge you a fee. Well a fee to hold my own money when they get the privilege of using it at little to no interest is against my standards. Actually, it just really pisses me off.

Okay I'm done for now. I'm sure there will be something later.

2 Responses to “Nothing Special”

  1. creditcardfree Says:

    I would go the credit union route myself. They have fewer fees and often better rates.

  2. patientsaver Says:

    I agree. I generally dislike banks, especially the big ones that caused the mortgage-backed securities fiasco, the stock market crash and oh, yeah, the recession. Credit unions are owned by the customers, and that sounds better to me than banks, which exist to make a profit off you.

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