I went to open an account on Tuesday morning with Ally bank. I have a couple at ING but don’t want to keep all my eggs in one basket. I am the type of person who has a separate account for everything, especially those pesky bills that creep up every 3 or 6 months. Anyway, back to my story, it said that they couldn’t complete my request online and that I had to call them. So I called them and spoke to customer service. She was not able to help me. All she could do was take my account out of pended status and send it to the review department. They will call me in 3-5 business days. When I asked what the problem was, she said she doesn’t know and that there may not be any problem. I’m all for account verification but to have to call them, just to get my account moved to review status so that they can call me back is a little annoying.
On another topic, I tried to apply for a new credit card just to see what would happen. I’m a firm believer of having at least two credit cards, in case one is stolen or lost, etc… but I got the whole we have pended your application. Which in the past means you were not approved. That’s okay though, I figured it was worth a shot.
I’m done with Christmas shopping. I came in under budget so I’m really happy. That will goto the car repair we just got hit with. The bearings on my wife’s car went out and need to be replaced. That is $700 I wasn’t expecting, but that’s why you have emergency fund. But that is about all I got. I will write more later.