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Taking the plunge

July 6th, 2011 at 02:57 pm

Okay, so I decided to start blogging. I will write when I can or the mood strikes me.

I think the best place to start is that my family and I got into some financial trouble over the last several years. While we had managed to stay on top of things when we moved we found out I had to have another surgery which is going to keep me out of work for at least a year. Luckily my wife was able to get a job right away. Even though we had 6 months of living when we moved and moved in with mother our money was spent on keeping us above water. Unfortunetaly the people who were supposed to be paying for my surgery still haven't paid yet after a 8 months. So between that and our credit card debt we are broke. Tomorrow we are signing the papers to file bankruptcy. Talk about a pride hit. I have done everything I can but not enough. It's hard with one income and some social security for my son. We are filing tomorrow.

My point is that we need to start trying to save money with what we have, and I figure if I make it public, hopefully we can do it. I also thought, I would document my experiences with bankruptcy and anything else. I hope this stuff is interesting to you.

9 Responses to “Taking the plunge”

  1. Petunia 100 Says:

    Welcome, Wolfy! I think it is entirely possible to pick yourself up, dust yourself off, and begin building financial security for yourself and your family. Best of luck to you!

  2. creditcardfree Says:

    Welcome! It sounds like you did the best you could in a bad situation. I think your experience and the climb out of bankruptcy will make a great blog to read. Good luck!!

  3. Miz Pat Says:

    Dude! Welcome to the group. I'm sorry you are at this point, but you sound like you will come up swinging and suceed.

    Good Luck.

  4. LuckyRobin Says:

    Welcome. Medical debt can certainly throw you for a loop. I've been working on paying off medical debt since 2003. It has been a long road with more and more medical issues arising along the way, but we are slowly getting there. I am sorry you are having to declare bankruptcy for it.

  5. Mozaik Says:

    Sorry things have gone awry. Bankruptcy offers an opportunity to reset and make better financial decisions. Is there any possibility that you can collect from whoever was to pay the medical costs, sometime in the future? While it's exhausting, it might be worthwhile to maintain the pressure on those others.

    We in other countries remain bewildered by the American system of medical insurance.

  6. Ima saver Says:

    Welcome, glad you have joined us. I hope things get better for you soon.

  7. rachel021406 Says:

    Welcome! This site has been great for me. While I am not perfect at budgeting, I have learned a great deal from my fellow bloggers! And it helps me be accountable. Good luck with your goals!

  8. North Georgia Gal Says:

    Welcome! I look forward to reading your blog.

  9. baselle Says:

    Welcome, and keep writing...we want to hear from you.

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